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Plaid operates in the Financial Data space and has built its business around collecting extensive user data. This expose reveals the full scope of Plaid's data collection practices, privacy incidents, and what users can do to protect themselves. Understanding these practices is essential for anyone who uses Plaid's products or services.
Privacy Score
48PoorLower scores indicate more invasive data collection practices
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Based on our analysis of Plaid's privacy policies, terms of service, and independent research, here is what they collect about you. Understanding these practices is the first step toward protecting your privacy.
Collects health and fitness data through integrated services
Collects accelerometer and gyroscope data from mobile devices
Shares location data with law enforcement without warrants in some cases
Collects financial transaction data for profiling purposes
Uses shadow profiles to track non-users through contacts of existing users
A record of known privacy incidents, data breaches, and regulatory actions involving Plaid. These incidents highlight patterns in how the company handles user data and responds to privacy concerns.
European regulators imposed a significant fine for violations of the General Data Protection Regulation related to data processing practices.
Affected: European users
Practical steps you can take right now to protect your privacy and reduce your exposure to Plaid's data collection practices.
Review and restrict Plaid's privacy settings immediately
Request a copy of all data Plaid has collected about you
Use privacy-focused alternatives where possible
Enable all available privacy protections in Plaid's settings
Consider deleting your Plaid account if you no longer need the service
Use a VPN when accessing Plaid's services to limit IP tracking
Tired of companies like Plaid profiting from your personal data? Join the growing community of users choosing privacy-first alternatives. Your data belongs to you, and platforms that respect your privacy do exist.
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